How to Budget: Priceless Budgeting Tips For Women Who Don’t ENJOY Budgeting

"Been there – done that, and it didn’t work." This is a common response women have when it comes to budgeting. The problem is that it feels restrictive– like trying to stick to a diet. And no one wants to feel limited or restricted!
As soon as we tell ourselves that we’re going to be watching and restricting our spending it immediately brings up an inner desire to rebel. We want what we want when we want it!
And because of this we plunk down cash to buy something impulsively – only to discover that we’ve increased our suffering later because we don’t have enough left over to pay the monthly bills. Another big temptation is to resort to using a "good ole’ trusty credit card" – which inevitably results in us feeling anxious and overwhelmed when we open up the statement the following month and see how much our balance increased. We experience serious doubts about whether we’ll ever be able to make enough money to pay off our rising pile of debt.
Knowing how to successfully create a system that provides you with ample money to pay the bills and also gives you some freedom to have a little fun is imperative to getting your money under control – especially for women who don’t like budgeting.
To help you get started, here are 3 essential tips…
Tip #1: It is imperative that you have some FUN money! Many women mistakenly give themselves very little extra spending cash beyond their necessary monthly expenses. They do this either because they’re strapped too tight for cash, or because they are used to living extremely frugally.
I want to be completely honest and share that in the past I was guilty of doing this myself. I only ended up feeling more and more resentful and restricted when I ‘starved’ myself with being ultra frugal.
It is essential that you plan for some fun money each month. Sure, you want to be careful that you don’t blow it all at once. But you must have some fun with your money. Otherwise you’ll feel like all you ever do is work and that you don’t get to enjoy the fruits of your labor. I believe it is healthy to have the experience of money bringing you joy. Decide on an exact amount that you will give yourself each month to "blow" or have fun with so you can spend it without feeling guilty.
Tip #2: You must get a birds-eye view. The reason many women overspend and under-earn is that they don’t have a clear birds eye view of their current financial situation at any given moment. They walk around in a fog with some sort of hope that somehow their financial situation will work out.
Because they don’t have clarity around their actual expenses, their current spending and how much money they need to get through the month – they don’t know what their current shortage is (or surplus) and how much they need to make up the difference. It’s critical to have a system in place for maintaining a birds-eye view from moment to moment.
Tip #3: Believe it and you WILL eventually see it. Mastering your money takes a level of deep commitment. Most women say that they want to master their spending and make more money. But when push comes to shove they’re not willing to do the work that’s required to get them there.
You must be truly committed to turning your financial situation around. Otherwise, when money isn’t coming in, or when you’ve overspent you’ll be tempted to give up. I remember when we had over $40,000 of debt and there were times when I wanted to throw in the towel.
But I knew that we were going to do whatever it took to get ourselves out of our "financial mess." And we succeeded. And so can you. As Les Brown, the popular motivational speaker says, "You’ve got to be HUNGRY." You’ve got to be committed. If you believe it, then you will be willing to take action and NOT give up.
Combine these three tips and you will be well positioned for becoming a master of your money. With commitment, perseverance and the willingness to take the next steps and learn essential tools for helping you move forward you can and WILL succeed!
To get more tips make sure you sign up for my free call. It’s happening TONIGHT on Thursday, August 11th…
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